Every Lodge should establish a discrimination/sexual harassment policy.

For more information on what should be included in this policy, please refer to the Fifth Edition of the Accident/Claims Prevention Manual, Code 513100 (Pages 13-17); and the Discrimination and Harassment Guide, Code 10900.

If Lodges adopt the policies discussed in these booklets and implement the procedures they outline, Lodges will have reduced the possibility of having a damaging claim filed. Of course, every Lodge should also consider obtaining D&O/Employment Practice coverage. To participate in the voluntary discounted D&O/Employment Practice Program offered through Chubb, please contact the Elks Team of Aon at 1-800-421-3557.

Lodges can also visit/register on www.chubbworks.com for articles that provide additional information on how Lodges can avoid claims.