For the Elks Self-Insured Master Liability Program, the “slips and falls” category is, by far, the most frequently reported liability claim category. As the average age of our membership continues to rise, Lodge management must be more vigilant in their efforts to prevent such claims:

• Slip-resistant walking surfaces with a COF (Coefficient of Friction) greater than 0.60 should be used whenever possible. Any new or replacement flooring must meet this standard.
• Only use floor treatments and cleaners that are designed for non-skid flooring.
• Refrain from cluttering up walkways with clutter or displays that could cause a distraction or reduce visibilities.
• Limit access to areas with known hazards, such as multi-level flooring, stages, stairways and ramps. When in use, these areas should be monitored and controlled.
• All stairways (external and internal) must comply with state and local codes; handrails must be installed as required.
• Good lighting must be utilized in high traffic areas inside the Lodge as well as in outdoor areas, such as in parking lots or other areas used by Lodge members and guests.
• Outdoor maintenance must be done throughout the year.
• Restrooms should be monitored on a regular basis to make sure that spills or other hazards are eliminated in a timely fashion. Note when facilities are inspected or cleaned and maintain records.